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Inside My Wallet: Meet Sarah

Inside My Wallet is a series where we talk to Salary Finance members about their journey moving out of debt and into saving. Today we’re talking to Sarah, a Lactation Consultant from Reno, Nevada, who took out a Salary Finance employee loan to pay down higher cost debt, that allowed her to focus on achieving her financial goals: saving for retirement and building up her kids’ college funds. 


How did you feel when you heard that your employer was going to introduce Salary Finance?

Oh, I was really excited about it. My employer already has such great benefits, and I felt like this was a great added benefit for me and other employees.


Why did you choose this employee benefit to pay down your debt over other loan products?

It was an easy way to get the money to pay off that higher interest credit card that I had. It’s also just nice to have the repayment come directly out of my paycheck, rather than budgeting – it feels much better. 


How has the Salary Finance employee loan helped you, and what is the biggest difference it has made for you personally? 

It gives me peace of mind knowing that I don’t have to worry about another monthly payment. I pretty much try to set up auto-pay for everything, which is nice, but I still have to arrange it and make sure that, for example, if the payment is coming out three days before a pay period, I can cover it on the previous pay period. So it’s nice to not have the added stress of having to arrange that, thanks to Salary Finance. 


How would you describe the application process?

The nicest thing about Salary Finance is that I got an answer back pretty quick, and then the overall process was really fast as well. Gosh, I want to say it was less than 5 days between the time I applied and when I had the money in my bank account. 


How does having this benefit available through your employer impact how you feel about working for them?

It’s an added perk, and another benefit to get excited about. It definitely provides that extra incentive to stay here. 



Would you recommend Salary Finance to your friends or colleagues? 

Yes, I would recommend it for the ease of the application, as well as how quickly the process went. 


How has paying off your credit cards with your Salary Finance loan changed your thoughts or actions when it comes to your personal finances?

It’s definitely helped me personally with my savings. I was able to use the loan to take out one big payment I had, which helps with my overall budget. 


What are your financial goals for the future?

My financial goals for the future are to continue saving for retirement, and build up the kids’ college funds. 


Interested in getting Salary Finance where you work?


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